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Chicago Bears at Carolina Panthers, NFL forecast

FinalFox

Away

Bears

1-0

59–37

at

Home

Panthers

0-1

CHI 60%CAR 40%

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Bank of America Stadium · Fox

Win probability

Starts from the pregame forecast, then moves with every score and the time left. Above the line favors CAR; hover for each play.

CAR favored CHI favored15 scoring plays
Q1Q2Q3Q4CAR50%CHI

Game center

From the ESPN box score.

Top performers

Bears
Panthers

Scoring summary

  • Q43:40D'Andre Swift 28 Yd Rush (Cairo Santos Kick)59–37
  • Q44:00Jalen Coker 8 Yd pass from Bryce Young (Ryan Fitzgerald PAT blocked)52–37
  • Q46:27Jahdae Walker 1 Yd pass from Caleb Williams (Cairo Santos Kick)52–31
  • Q30:40Kyle Monangai 61 Yd Rush (Cairo Santos Kick)45–31
  • Q33:05D'Andre Swift 1 Yd Rush (Cairo Santos Kick)38–31
  • Q39:02Chuba Hubbard 2 Yd Rush (Ryan Fitzgerald Kick)31–31
  • Q20:22Caleb Williams 29 Yd Rush (Cairo Santos Kick)31–24
  • Q22:35Ryan Fitzgerald 44 Yd Field Goal24–24
  • Q25:20Cairo Santos 40 Yd Field Goal24–21
  • Q28:42Bryce Young 7 Yd Rush (Ryan Fitzgerald Kick)21–21
  • Q212:40Jalen Coker 51 Yd pass from Bryce Young (Ryan Fitzgerald Kick)21–14
  • Q213:57Cole Kmet 22 Yd pass from Caleb Williams (Cairo Santos Kick)21–7
  • Q11:59D'Andre Swift 1 Yd Rush (Cairo Santos Kick)14–7
  • Q15:52Caleb Williams 9 Yd Rush (Cairo Santos Kick)7–7
  • Q111:33Chuba Hubbard 4 Yd pass from Bryce Young (Ryan Fitzgerald Kick)0–7

Turning points

The 5 plays that swung the win chance most, each judged at its own moment: the chance with the score just before it against just after.

  1. Q15:52Caleb Williams 9 Yd Rush (Cairo Santos Kick)CHI 7 – 7 CAR · CHI 40% → 59% +19
  2. Q28:42Bryce Young 7 Yd Rush (Ryan Fitzgerald Kick)CHI 21 – 21 CAR · CAR 23% → 42% +19
  3. Q20:22Caleb Williams 29 Yd Rush (Cairo Santos Kick)CHI 31 – 24 CAR · CHI 57% → 79% +22
  4. Q39:02Chuba Hubbard 2 Yd Rush (Ryan Fitzgerald Kick)CHI 31 – 31 CAR · CAR 20% → 44% +24
  5. Q33:05D'Andre Swift 1 Yd Rush (Cairo Santos Kick)CHI 38 – 31 CAR · CHI 56% → 83% +27

The pick

Reconstructed from what was known before the game: the ratings at that point and the closing line.

Bears 60%

LeanHit
CHI 60%CAR 40%

Forecast Elo ratings alone

How often that comes true: NFL favorites the forecast gave 60–65% have won 63.9% of 119 graded games.

Market
CHI -3
ML CHI -166 / CAR +140
Pre-line forecast
CHI 60%
Elo + market-implied
Elo ratings
CHI -3
CHI 61%
Ratings vs. market
+0.6 pts
CHI: Elo 60.6%, market 60.0%
Fair odds
CHI -150
CAR +150 · the forecast as odds, no margin
Pregame projection
CHI 25.3 – 22.3 CAR
Posted spread, posted total 47.5

How the number is built

Elo inputs in rating points (higher favors that team; 25–28 Elo is about a point of spread in football and basketball), then how the pieces combine.

FactorCHICARWhy
Team rating15341426Elo entering the game; 1500 is league average
Home field—+36Worth 36 Elo in the NFL
Quarterbacks+8+5CHI: Caleb Williams · CAR: Bryce Young (against each team's recent starters, from the box score)
Elo ratingsCHI +75 EloCHI 60.6%
Market-implied ratingsCHI 57.4%Team strength as past closing lines priced it, same game context
Pre-line forecastCHI 59.8%75% Elo, 25% market-implied (log-odds blend)
ForecastCHI 60.0%93% market, 8% Elo

Tale of the tape

Last season (2025) coming into the game, regular season, each number with its league rank (the longer the bar, the higher). Home and road: the host's record at home against the visitor's on the road. Opponent Elo: how strong the teams each has played are, 1st the toughest. Yards per play counts passes, sacks and runs, with sack yardage taken off.

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Chicago Bears and Carolina Panthers compared, with each team's league rank
CHIStatCAR
9th of 3225.9Points scored18.327th of 32
23rd of 3224.4Points allowed22.415th of 32
15th of 32+1.5Margin−4.123rd of 32
9th of 325.70Yards per play4.9726th of 32
29th of 326.00Yards allowed per play5.4820th of 32
6th of 327–3Last 104–618th of 32
12th of 325–4Road vs home5–39th of 32
20th of 321499Opponent Elo150316th of 32
13th of 321534Elo rating142627th of 32

Rating history

Each team's Elo over the last two seasons. Hover or drag to compare on any date.

BearsPanthers
13001400150016001700league averageSepDecMarJunSep

Against the line

How each team has done against the closing spread and total, coming into this game.

Last season (2025)CHICAR
Against the spread13–611–7
Last 108–26–4
Favorite5–30–2
Underdog8–311–5
Overs–unders10–98–10
Overs–unders, last 104–63–7

Against each game's closing line. Books set every line knowing these records: across 3,901 past games, the team with the better record against the spread so far that season covered 51.2%, short of the 52.4% a standard −110 bet needs, and over/under streaks held 48.0% of the time. They describe the past.

Head to head

CHI 2–0 CAR in their last 2 meetings; the forecast called 2 of 2.